Senior Data Analyst - Loan Product & Customer
Bybit recrute un(e) Senior Data Analyst - Loan Product & Customer à Abu Dhabi, UAE. Un poste ouvert aux profils francophones : Relown vous aide à décrocher l'entretien et gère votre installation à Dubaï (visa, logement, banque) pendant que vous vous concentrez sur le job.
Le poste
About Us
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Analyze loan user behavior across the full lifecycle — from application, approval/rejection, disbursement, repayment patterns, to delinquency signals and churn
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Build and maintain dashboards and automated reports to track Loan product performance, portfolio health, and key customer indicators (e.g., approval rate, utilization rate, repayment rate, NPL)
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Conduct deep-dive analyses on Loan product performance, including draw-down trends, repayment flows, rollover/extension behavior, interest yield, and user retention
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Identify high-value and high-risk user segments, model credit behavior and LTV, and provide data-driven recommendations to support loan product design, credit strategy, and risk appetite optimization
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Monitor data quality and integrity across loan and customer systems, identifying and resolving metric discrepancies and anomalies
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Support business, product, and risk teams with ad-hoc data requests, A/B test analysis, and impact assessments for new loan products, features, and campaigns
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Develop and maintain data models and ETL pipelines for Loan and customer-related datasets
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Collaborate with cross-functional stakeholders — including product, risk, finance, and compliance — to define metrics, align on data definitions, and standardize reporting
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Provide actionable recommendations based on data findings to support user acquisition, loan utilization growth, and portfolio monetization strategies
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Fluent in English and Mandarin (written and spoken)
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5+ years of experience in data analysis, business intelligence, or a related analytical role
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Background in lending products, consumer finance, credit risk, or fintech required
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Strong proficiency in SQL and at least one analytical programming language (Python or R)
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Experience with BI/visualization tools (Tableau, Looker, Power BI, or similar)
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Solid understanding of user lifecycle analysis — acquisition, activation, retention, delinquency, and LTV modeling
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Strong analytical thinking with the ability to translate complex data into clear, actionable insights
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High attention to detail and commitment to data accuracy
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Ability to work independently in a remote environment
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Comfortable working across different timezones
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Familiarity with crypto lending products — collateralized loans, margin lending, flexible/fixed credit lines, or DeFi lending mechanisms
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Experience with credit scoring, risk modeling, or collections analysis
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Experience with statistical analysis, forecasting, or machine learning techniques applied to credit/loan scenarios
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Prior experience at a crypto exchange, digital asset platform, or neobank with lending capabilities
Why Join Us
At Bybit, we are committed to fostering a supportive and enriching work environment.
Our benefits include:
- Study Growth Fund: We support your professional development and continuous learning.
- Internal Events: Participate in regular team-building activities, workshops, and events designed to promote collaboration and innovation.
- Global Collaboration: Be part of a diverse, international team, working alongside colleagues from around the world.
- Career Advancement: Access opportunities for growth and advancement within a rapidly expanding global company.
- Internal Mobility: Grow with us- Your long-term development is important to us. We offer internal job opportunities to help build your career path.
Décrocher ce poste à Dubaï, c'est aussi s'y installer
Postuler à un poste de data & ia à Dubaï quand on est francophone, ce n'est pas seulement un entretien : il y a le permis ou le visa à obtenir, un logement à trouver, un compte bancaire à ouvrir et un budget à anticiper. C'est précisément ce que Relown prend en charge pour vous, de A à Z, pour que vous arriviez l'esprit tranquille et prêt à commencer votre poste.
Préparez votre installation à Dubaï avec nos guides :
Questions fréquentes
Faut-il un visa pour travailler à Dubaï sur ce poste ?
Oui : l'employeur sponsorise votre visa de résidence et votre Emirates ID. Relown vous guide à chaque étape.
Comment me loger à Dubaï une fois recruté ?
Contrat Ejari, chèques annuels et dépôt de garantie : les règles sont dans notre guide du logement à Dubaï.
Paie-t-on des impôts sur le salaire à Dubaï ?
Non : 0 % d'impôt sur le revenu aux Émirats. Voir notre guide résidence & fiscalité.
Comment ouvrir un compte bancaire à Dubaï ?
Il faut d'abord votre visa de résidence et votre Emirates ID. Détails dans notre guide bancaire Dubaï.
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